Getting Started
Small Group Health Insurance for Businesses under 50 employees
As a small business owner, you know your employees are your most valuable asset. Offering quality health insurance helps you attract top talent, keep your team healthy, and improve job satisfaction — all while staying within budget.
Why
Why Offer Small Group Health Insurance?
Attract & Retain Talent – Competitive benefits make you stand out.
Tax Advantages – Potential deductions and credits for your business.
Better Coverage – Group plans often offer lower premiums and better benefits than individual policies.
Employee Well-Being – Healthy employees are more productive and engaged.
Options
Our Small Group Insurance Options
We work with top-rated carriers to provide a variety of plan types:
PPO Plans – Flexible provider networks.
HMO Plans – Lower costs with coordinated care.
High-Deductible Health Plans (HDHP) – Pairs well with HSAs for tax savings.
Dental & Vision Add-Ons – Complete benefit packages for your team.
Offer
What We Offer
- Fun review of existing benefit plans (medical, dental, vision, retirement, etc.)
- Cost savings analysis to reduce premiums without reducing value
- Benchmarking against similar businesses in your industry
- Compliance review (ACA, Cobra, ERISA, etc.)
- Recommendations to boost employee satisfaction & retention
Process
Are you confident your employee benefit offerings are:
- Cost effective?
- Competitive enough to attract and retain talent?
- Fully compliant with federal & state regulations?
If not we can help!
Plans
Who We Work With
- Companies with under 50 employees
- Startup and growing businesses
- Employers looking to optimize their benefit dollars
Plans
Why this matters?
Even small changes to your benefits strategy can save thousands – and make your company a better place to work!
Affordability
Why be 1 in 1,000 when you can be my #1!
Let me show you how to retain your employees with the benefits they deserve at a cost you can afford! Book your free consultation
Small Group Insurance FAQ's
Got questions? We've got answers
In most states, a “small group” is defined as a business with 2 to 50 full-time employees. Some states allow “groups of one” if you’re self-employed.
Generally, you must offer coverage to all eligible full-time employees (usually those working 30+ hours per week). Part-time employees may be eligible if your plan allows it.
Costs vary based on your location, the carrier, the type of plan, and your employees’ ages. Employers typically cover 50% or more of the employee’s premium.
Yes, you can often offer multiple plan options so employees can choose the coverage that works best for them.
Yes. You may be eligible for the Small Business Health Care Tax Credit if you meet certain requirements. Premiums you pay as an employer are also generally tax-deductible.
We offer PPO, HMO, POS, EPO, and High-Deductible Health Plans (HDHPs), plus dental, vision, and supplemental coverage
You can start any time of year—there’s no need to wait for an open enrollment period.
Employees can waive coverage if they have other qualifying insurance, but you may need a minimum participation rate (often 70%) to start a plan.
You may need to transition to a large group health plan, which we can also help you manage.