Getting Started
Small Group Health Insurance for Businesses
As a small business owner, you know your employees are your most valuable asset. Offering quality health insurance helps you attract top talent, keep your team healthy, and improve job satisfaction — all while staying within budget.
Why
Why Offer Small Group Health Insurance?
Attract & Retain Talent – Competitive benefits make you stand out.
Tax Advantages – Potential deductions and credits for your business.
Better Coverage – Group plans often offer lower premiums and better benefits than individual policies.
Employee Well-Being – Healthy employees are more productive and engaged.
Options
Our Small Group Insurance Options
We work with top-rated carriers to provide a variety of plan types:
PPO Plans – Flexible provider networks.
HMO Plans – Lower costs with coordinated care.
High-Deductible Health Plans (HDHP) – Pairs well with HSAs for tax savings.
Dental & Vision Add-Ons – Complete benefit packages for your team.
Process
Our Process
Needs Assessment – We learn about your team’s size, needs, and budget.
Plan Comparison – We shop multiple carriers to find your best options.
Enrollment Support – We handle the paperwork and onboarding.
Ongoing Service – We’re here year-round for questions and plan updates.
Plans
Why Work With Jackie?
Local Expertise – I understand the needs of businesses!
Carrier Choice – Access to multiple insurance providers for the best fit.
Personalized Service – I work with you, not against you.
Year-Round Support – Assistance beyond open enrollment.
Affordability
Ready To Get Started?
Reach out to me today and schedule a meeting to get started!
Small Group Insurance FAQ's
Got questions? We've got answers
In most states, a “small group” is defined as a business with 2 to 50 full-time employees. Some states allow “groups of one” if you’re self-employed.
Generally, you must offer coverage to all eligible full-time employees (usually those working 30+ hours per week). Part-time employees may be eligible if your plan allows it.
Costs vary based on your location, the carrier, the type of plan, and your employees’ ages. Employers typically cover 50% or more of the employee’s premium.
Yes, you can often offer multiple plan options so employees can choose the coverage that works best for them.
Yes. You may be eligible for the Small Business Health Care Tax Credit if you meet certain requirements. Premiums you pay as an employer are also generally tax-deductible.
We offer PPO, HMO, POS, EPO, and High-Deductible Health Plans (HDHPs), plus dental, vision, and supplemental coverage
You can start any time of year—there’s no need to wait for an open enrollment period.
Employees can waive coverage if they have other qualifying insurance, but you may need a minimum participation rate (often 70%) to start a plan.
You may need to transition to a large group health plan, which we can also help you manage.
